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	<title>Comments for Arjarapu Blog Space</title>
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	<link>http://www.arjarapu.com/blog</link>
	<description>all about expressing your thoughts and ideas.</description>
	<lastBuildDate>Fri, 09 Jul 2010 14:53:05 +0000</lastBuildDate>
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		<title>Comment on ICICI Bank sucks! by MKK</title>
		<link>http://www.arjarapu.com/blog/2004/05/icici-bank-the-bank-that-sucks/comment-page-1/#comment-9605</link>
		<dc:creator>MKK</dc:creator>
		<pubDate>Fri, 09 Jul 2010 14:53:05 +0000</pubDate>
		<guid isPermaLink="false">/?p=5#comment-9605</guid>
		<description>I agree ICICI is a scam.... No transpency on how the exchnage rate is applied. Worst exchnage rates.... Wish could sue them. Money reaches whenever ICICI wishes to do so. No standards. Horrible Customer Service. They just put you on hold and have no answers for anything you ask.... I am going to close my account...</description>
		<content:encoded><![CDATA[<p>I agree ICICI is a scam&#8230;. No transpency on how the exchnage rate is applied. Worst exchnage rates&#8230;. Wish could sue them. Money reaches whenever ICICI wishes to do so. No standards. Horrible Customer Service. They just put you on hold and have no answers for anything you ask&#8230;. I am going to close my account&#8230;</p>
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		<title>Comment on ICICI Bank sucks! by Biswajit S</title>
		<link>http://www.arjarapu.com/blog/2004/05/icici-bank-the-bank-that-sucks/comment-page-1/#comment-9604</link>
		<dc:creator>Biswajit S</dc:creator>
		<pubDate>Mon, 21 Jun 2010 20:40:02 +0000</pubDate>
		<guid isPermaLink="false">/?p=5#comment-9604</guid>
		<description>guyz... one more sufferer here.. join this group if you want to raise your voice and bring awareness.. http://www.facebook.com/group.php?gid=126334224073526</description>
		<content:encoded><![CDATA[<p>guyz&#8230; one more sufferer here.. join this group if you want to raise your voice and bring awareness.. <a href="http://www.facebook.com/group.php?gid=126334224073526" rel="nofollow">http://www.facebook.com/group.php?gid=126334224073526</a></p>
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		<title>Comment on ICICI Bank Sucks! Chant goes on all over. by Biswajit S</title>
		<link>http://www.arjarapu.com/blog/2005/09/icici-bank-sucks-chant-goes-on-all-over/comment-page-1/#comment-9603</link>
		<dc:creator>Biswajit S</dc:creator>
		<pubDate>Sat, 19 Jun 2010 03:46:18 +0000</pubDate>
		<guid isPermaLink="false">http://arjarapu.com/blog/?p=12#comment-9603</guid>
		<description>All, please join the below group in facebook if you want to do something against ICICI banks attitude towards customers..

http://www.facebook.com/group.php?gid=126334224073526</description>
		<content:encoded><![CDATA[<p>All, please join the below group in facebook if you want to do something against ICICI banks attitude towards customers..</p>
<p><a href="http://www.facebook.com/group.php?gid=126334224073526" rel="nofollow">http://www.facebook.com/group.php?gid=126334224073526</a></p>
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		<title>Comment on ICICI Bank Sucks! Chant goes on all over. by Biswajit S</title>
		<link>http://www.arjarapu.com/blog/2005/09/icici-bank-sucks-chant-goes-on-all-over/comment-page-1/#comment-9602</link>
		<dc:creator>Biswajit S</dc:creator>
		<pubDate>Sat, 19 Jun 2010 03:45:53 +0000</pubDate>
		<guid isPermaLink="false">http://arjarapu.com/blog/?p=12#comment-9602</guid>
		<description>Very true, extremely frustrated with poor banking manners of ICICI bank customer service personnals.. they dont know what the customer is asking for, when explained they will give some stupid answers, and the most favourite answer is that their application is down may be more than half of the times.. it’s not long before they are going to loose customers.. pretty soon that will happen… now I prefer citibank for all my transactions.. even heard HSBC is doing good.. I had a credit card from them and got very good service till the end.. ICICI – please don’t forget, you are not the only one in the market.. there are many more…. our experiences will definitely ripple down to all… pretty soon…

“ICICI CUSTOMER CARE SUCKS”…</description>
		<content:encoded><![CDATA[<p>Very true, extremely frustrated with poor banking manners of ICICI bank customer service personnals.. they dont know what the customer is asking for, when explained they will give some stupid answers, and the most favourite answer is that their application is down may be more than half of the times.. it’s not long before they are going to loose customers.. pretty soon that will happen… now I prefer citibank for all my transactions.. even heard HSBC is doing good.. I had a credit card from them and got very good service till the end.. ICICI – please don’t forget, you are not the only one in the market.. there are many more…. our experiences will definitely ripple down to all… pretty soon…</p>
<p>“ICICI CUSTOMER CARE SUCKS”…</p>
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		<title>Comment on ICICI Bank sucks! by Shashank Rote</title>
		<link>http://www.arjarapu.com/blog/2004/05/icici-bank-the-bank-that-sucks/comment-page-1/#comment-9592</link>
		<dc:creator>Shashank Rote</dc:creator>
		<pubDate>Wed, 07 Apr 2010 06:10:37 +0000</pubDate>
		<guid isPermaLink="false">/?p=5#comment-9592</guid>
		<description>Most of the time ICICI bank web site is down.... why the people are keeping there money in this bank i dont know... it realy a shit...</description>
		<content:encoded><![CDATA[<p>Most of the time ICICI bank web site is down&#8230;. why the people are keeping there money in this bank i dont know&#8230; it realy a shit&#8230;</p>
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		<title>Comment on ICICI Bank sucks! by Mridul</title>
		<link>http://www.arjarapu.com/blog/2004/05/icici-bank-the-bank-that-sucks/comment-page-1/#comment-9579</link>
		<dc:creator>Mridul</dc:creator>
		<pubDate>Wed, 10 Mar 2010 07:30:50 +0000</pubDate>
		<guid isPermaLink="false">/?p=5#comment-9579</guid>
		<description>Hi All,

I don&#039;t know if this is correct place, however I would still post my issue since &#039;ICICI&#039; plays 

a role.

I applied for a Car (Chevrolet) Loan via ICICI. The loan amount was a mere 3.2L. I submitted 

over 100 xerox copies of documents, my past 2.5 years of employment papers, this n that. 

Where am I stuck? The person from ICICI (or the agency ICICI hires) went to the WRONG address 

for my verification. Now, I&#039;m single and I stay alone. Where I live, it has been over 2.5 years 

and everyone knows me in the building for obvious reasons. The verification guy went to the 

wrong address and marked my FI as negative. I re-requested it and this time he entered the 

wrong address again! I assisted him in going to the correct address, and again he marked me as 

negative! I verified from every neighbor in my building, all of them were away to work. And the 

comments that this guy put in his notes everytime was
&quot;The guy has left the building 2 days ago&quot;

Now,
1) When first time, he entered the wrong place, how could he write &quot;I left 2 days ago&quot;? (even 

if I did leave)!!
2) Howcome he wrote the same damn comment AGAIN when he entered the same address

My question to ICICI persons:
1) Are these persons your own? These so called uneducated and absolutely lunatic people
2) If not, then they are from some agency that you hire. What is your criteria for making a 

contract with an agency for the verification process? Or do you have none at all?
3) On what basis, are these persons given information for verification?

or is this just some &quot;layman&#039;s work&quot; or some &quot;jugaad&quot; thing keeping which in mind does ICICI 

hire/employ agency/persons for the verification process?

I have taken a leave today, in spite of urgent work, sitting back home like a stupid person, 

and finding EVERY SITE on which I can tell people, what ICICI does! 

No matter what comes to this country, the service is as bad as a road-side dhaba. And its 

painful to see, ICICI BANK is no damn different!

Thanks ICICI, these are the reasons why people from outside laugh at India and its services.

Forget them, I am laughing myself to be a part of the country where a bank like ICICI truly 

harasses people and kills their time n money for nothing at all!

ICICI ..... YOU ROCK LIKE SHIT!</description>
		<content:encoded><![CDATA[<p>Hi All,</p>
<p>I don&#8217;t know if this is correct place, however I would still post my issue since &#8216;ICICI&#8217; plays </p>
<p>a role.</p>
<p>I applied for a Car (Chevrolet) Loan via ICICI. The loan amount was a mere 3.2L. I submitted </p>
<p>over 100 xerox copies of documents, my past 2.5 years of employment papers, this n that. </p>
<p>Where am I stuck? The person from ICICI (or the agency ICICI hires) went to the WRONG address </p>
<p>for my verification. Now, I&#8217;m single and I stay alone. Where I live, it has been over 2.5 years </p>
<p>and everyone knows me in the building for obvious reasons. The verification guy went to the </p>
<p>wrong address and marked my FI as negative. I re-requested it and this time he entered the </p>
<p>wrong address again! I assisted him in going to the correct address, and again he marked me as </p>
<p>negative! I verified from every neighbor in my building, all of them were away to work. And the </p>
<p>comments that this guy put in his notes everytime was<br />
&#8220;The guy has left the building 2 days ago&#8221;</p>
<p>Now,<br />
1) When first time, he entered the wrong place, how could he write &#8220;I left 2 days ago&#8221;? (even </p>
<p>if I did leave)!!<br />
2) Howcome he wrote the same damn comment AGAIN when he entered the same address</p>
<p>My question to ICICI persons:<br />
1) Are these persons your own? These so called uneducated and absolutely lunatic people<br />
2) If not, then they are from some agency that you hire. What is your criteria for making a </p>
<p>contract with an agency for the verification process? Or do you have none at all?<br />
3) On what basis, are these persons given information for verification?</p>
<p>or is this just some &#8220;layman&#8217;s work&#8221; or some &#8220;jugaad&#8221; thing keeping which in mind does ICICI </p>
<p>hire/employ agency/persons for the verification process?</p>
<p>I have taken a leave today, in spite of urgent work, sitting back home like a stupid person, </p>
<p>and finding EVERY SITE on which I can tell people, what ICICI does! </p>
<p>No matter what comes to this country, the service is as bad as a road-side dhaba. And its </p>
<p>painful to see, ICICI BANK is no damn different!</p>
<p>Thanks ICICI, these are the reasons why people from outside laugh at India and its services.</p>
<p>Forget them, I am laughing myself to be a part of the country where a bank like ICICI truly </p>
<p>harasses people and kills their time n money for nothing at all!</p>
<p>ICICI &#8230;.. YOU ROCK LIKE SHIT!</p>
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		<title>Comment on ICICI Bank sucks! by santosh pillay</title>
		<link>http://www.arjarapu.com/blog/2004/05/icici-bank-the-bank-that-sucks/comment-page-1/#comment-9538</link>
		<dc:creator>santosh pillay</dc:creator>
		<pubDate>Thu, 04 Feb 2010 06:17:28 +0000</pubDate>
		<guid isPermaLink="false">/?p=5#comment-9538</guid>
		<description>dear sir,
you are not the only one with a grudge against this bank, millions have been cheated out of their hard earned money and this process is continuing till date as we speak. i for one was stupid enough to hold multiple accounts and other services with them, till i was cheated.they dont bother to answer and their customer care should have a signboard which should rightly state as &quot; confusion care &quot;. most of them are idiots and dont have a semblance of knowledge, and they are downright rude and discourteous to the core. the bank should be shut down</description>
		<content:encoded><![CDATA[<p>dear sir,<br />
you are not the only one with a grudge against this bank, millions have been cheated out of their hard earned money and this process is continuing till date as we speak. i for one was stupid enough to hold multiple accounts and other services with them, till i was cheated.they dont bother to answer and their customer care should have a signboard which should rightly state as &#8221; confusion care &#8220;. most of them are idiots and dont have a semblance of knowledge, and they are downright rude and discourteous to the core. the bank should be shut down</p>
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		<title>Comment on Login failed for user &#8216;IIS APPPOOL\DefaultAppPool&#8217;.[EkSite-&gt;GetSiteVariables()] by Chaitanya</title>
		<link>http://www.arjarapu.com/blog/2009/10/login-failed-for-user-iis-apppooldefaultapppool-eksite-getsitevariables/comment-page-1/#comment-9537</link>
		<dc:creator>Chaitanya</dc:creator>
		<pubDate>Sat, 30 Jan 2010 17:34:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.arjarapu.com/blog/?p=69#comment-9537</guid>
		<description>Hi buddy...thanks..help alot.</description>
		<content:encoded><![CDATA[<p>Hi buddy&#8230;thanks..help alot.</p>
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		<title>Comment on Class is ambiguous in the namespace &#8211; Fixed by TechIQ</title>
		<link>http://www.arjarapu.com/blog/2006/10/class-is-ambiguous-in-the-namespace-fixed/comment-page-1/#comment-9535</link>
		<dc:creator>TechIQ</dc:creator>
		<pubDate>Mon, 25 Jan 2010 10:49:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.arjarapu.com/blog/?p=23#comment-9535</guid>
		<description>You&#039;ve written nice post, I am gonna bookmark this page, thanks for info.</description>
		<content:encoded><![CDATA[<p>You&#8217;ve written nice post, I am gonna bookmark this page, thanks for info.</p>
]]></content:encoded>
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		<title>Comment on ICICI Bank Sucks! Chant goes on all over. by Sreena</title>
		<link>http://www.arjarapu.com/blog/2005/09/icici-bank-sucks-chant-goes-on-all-over/comment-page-1/#comment-9534</link>
		<dc:creator>Sreena</dc:creator>
		<pubDate>Tue, 12 Jan 2010 18:11:01 +0000</pubDate>
		<guid isPermaLink="false">http://arjarapu.com/blog/?p=12#comment-9534</guid>
		<description>ICICI look to make money not relations. DONT EVER GO FOR ICICI BANK. TRUST me you will be in pain and lose</description>
		<content:encoded><![CDATA[<p>ICICI look to make money not relations. DONT EVER GO FOR ICICI BANK. TRUST me you will be in pain and lose</p>
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		<title>Comment on ICICI Bank Sucks! Chant goes on all over. by Ashok</title>
		<link>http://www.arjarapu.com/blog/2005/09/icici-bank-sucks-chant-goes-on-all-over/comment-page-1/#comment-9531</link>
		<dc:creator>Ashok</dc:creator>
		<pubDate>Thu, 26 Nov 2009 06:32:55 +0000</pubDate>
		<guid isPermaLink="false">http://arjarapu.com/blog/?p=12#comment-9531</guid>
		<description>Fuck off..  ICICI u suck.. u really suck.. Ass hole.. mother fucker whoever opened this bank..  all u people who work there also suck.. All r ass holes...</description>
		<content:encoded><![CDATA[<p>Fuck off..  ICICI u suck.. u really suck.. Ass hole.. mother fucker whoever opened this bank..  all u people who work there also suck.. All r ass holes&#8230;</p>
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		<title>Comment on Made a switch to linux OS by Arjarapu Blog Space &#187; Moved to Windows 7 and I like the upgrade</title>
		<link>http://www.arjarapu.com/blog/2007/03/made-a-switch-to-linux-os/comment-page-1/#comment-9161</link>
		<dc:creator>Arjarapu Blog Space &#187; Moved to Windows 7 and I like the upgrade</dc:creator>
		<pubDate>Sun, 18 Oct 2009 15:31:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.arjarapu.com/blog/?p=24#comment-9161</guid>
		<description>[...] the past two and half years I have been using Open Suse as my OS except for playing FPS games and / or while working with some .NET stuff. Unlike Vista, I heard [...]</description>
		<content:encoded><![CDATA[<p>[...] the past two and half years I have been using Open Suse as my OS except for playing FPS games and / or while working with some .NET stuff. Unlike Vista, I heard [...]</p>
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		<title>Comment on ICICI Bank Sucks! Chant goes on all over. by ICICI Bank Care</title>
		<link>http://www.arjarapu.com/blog/2005/09/icici-bank-sucks-chant-goes-on-all-over/comment-page-1/#comment-9035</link>
		<dc:creator>ICICI Bank Care</dc:creator>
		<pubDate>Fri, 11 Sep 2009 05:32:14 +0000</pubDate>
		<guid isPermaLink="false">http://arjarapu.com/blog/?p=12#comment-9035</guid>
		<description>Dear Srini, 

We&#039;re from ICICI and are sorry to hear of your experience. Please write to us with contact details at care@icicibank.com. We will contact you and work to address your issue. 

Warm Regards, 
ICICI Bank Customer Care.</description>
		<content:encoded><![CDATA[<p>Dear Srini, </p>
<p>We&#8217;re from ICICI and are sorry to hear of your experience. Please write to us with contact details at <a href="mailto:care@icicibank.com">care@icicibank.com</a>. We will contact you and work to address your issue. </p>
<p>Warm Regards,<br />
ICICI Bank Customer Care.</p>
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		<title>Comment on ICICI Bank sucks! by Janardha</title>
		<link>http://www.arjarapu.com/blog/2004/05/icici-bank-the-bank-that-sucks/comment-page-1/#comment-8974</link>
		<dc:creator>Janardha</dc:creator>
		<pubDate>Sun, 30 Aug 2009 20:46:22 +0000</pubDate>
		<guid isPermaLink="false">/?p=5#comment-8974</guid>
		<description>Great blog you got here...keep up the good work.</description>
		<content:encoded><![CDATA[<p>Great blog you got here&#8230;keep up the good work.</p>
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		<title>Comment on ICICI Bank Sucks! Chant goes on all over. by Rajrsh Pandya</title>
		<link>http://www.arjarapu.com/blog/2005/09/icici-bank-sucks-chant-goes-on-all-over/comment-page-1/#comment-8901</link>
		<dc:creator>Rajrsh Pandya</dc:creator>
		<pubDate>Fri, 21 Aug 2009 16:09:32 +0000</pubDate>
		<guid isPermaLink="false">http://arjarapu.com/blog/?p=12#comment-8901</guid>
		<description>Recently the Free vacation offer was denied to me even though I was eligible , After 10 calls to customer service and a complaint to Better business bureau, they came back with apology and told me that I am eligible and showed me next steps to redeem free vacation voucher

Conditions to be eligible for free vacation
1. transfer mininum of USD 6000 between may25th to june 25th,2009

I have confirmed this bonus offer even before I initiated transfer, the offer does not mentioned about any lucky draw or something else, it was advertised on the Hindi channels  also on dish network,

Fianlly they have to apologize with a black spot on thier quaility assurance.</description>
		<content:encoded><![CDATA[<p>Recently the Free vacation offer was denied to me even though I was eligible , After 10 calls to customer service and a complaint to Better business bureau, they came back with apology and told me that I am eligible and showed me next steps to redeem free vacation voucher</p>
<p>Conditions to be eligible for free vacation<br />
1. transfer mininum of USD 6000 between may25th to june 25th,2009</p>
<p>I have confirmed this bonus offer even before I initiated transfer, the offer does not mentioned about any lucky draw or something else, it was advertised on the Hindi channels  also on dish network,</p>
<p>Fianlly they have to apologize with a black spot on thier quaility assurance.</p>
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		<title>Comment on ICICI Bank Sucks! Chant goes on all over. by srini</title>
		<link>http://www.arjarapu.com/blog/2005/09/icici-bank-sucks-chant-goes-on-all-over/comment-page-1/#comment-8818</link>
		<dc:creator>srini</dc:creator>
		<pubDate>Sun, 19 Jul 2009 00:09:58 +0000</pubDate>
		<guid isPermaLink="false">http://arjarapu.com/blog/?p=12#comment-8818</guid>
		<description>icici is a piece of shit they do pre-historic banking .
foolish guys ...they  cant do addrss change online need whole proof in the world and courier

icici is face of screwed up inida</description>
		<content:encoded><![CDATA[<p>icici is a piece of shit they do pre-historic banking .<br />
foolish guys &#8230;they  cant do addrss change online need whole proof in the world and courier</p>
<p>icici is face of screwed up inida</p>
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		<title>Comment on ICICI Bank sucks! by harshad raut</title>
		<link>http://www.arjarapu.com/blog/2004/05/icici-bank-the-bank-that-sucks/comment-page-1/#comment-8816</link>
		<dc:creator>harshad raut</dc:creator>
		<pubDate>Wed, 03 Jun 2009 15:36:48 +0000</pubDate>
		<guid isPermaLink="false">/?p=5#comment-8816</guid>
		<description>Dear Sir/Madam,
 
I am glad to inform you that I am one among  the most frustrated ICICI Direct customers.
 
The reason - 
 
You guys came up with a new weapon of customer irritation, i.e. KYC(Know Your Customer).
 
The reason we are told for that is the loss of our documents in the Mumbai floods from your side.
 
I am not sure how will you take care of our money when you cannot take care of our documents.
 
I went to the ICICI Direct center Kothrud, Pune and asked the guy the reason for the deactivation of my account.He said I might have not used it for a long time so it might have got deactivated.I asked the procedure and they said I need to give a copy of my Pan card and Address proof at the ICICI bank branch demat desk.
 
I went to the ICICI Bank demat desk and they said they do not accept the document for any kind of activation and they said I need to go back to the ICICI Direct Kothrud center.I went to ICICI Direct center at Kothrud,Pune again and the gentelman  there told me that I need to change my address first.I did that and it took around 5 days for the address change.I am not sure why the lady at the demat desk at ICICI Bank,Bhandarkar road,Pune branch didn&#039;t tell me that my account is deactivated and any procedure to activate it. 
 
Then I again went to your ICICI Direct Kothrud Pune branch for the KYC. The gentleman met me again and told me that the KYC should be done from the ICICI bank demat desk. He also informed me that KYC is an RBI regualation recently launched and your customer care told me that ICICI Direct is doing KYC as our documents are lost in flood from your side. I was very sure that he is not aware of the procedure and also very much unaware of what KYC is.He told me he will arrange a guy who will do the KYC for me. But the guy didn&#039;t turned up.
 
Then next day I again went to the ICICI Direct center, Kothrud to inform them that the KYC agent did not turn up the day before and they told me that I need to go to ICICI direct Tilak Road, Pune center to get the KYC done. He said he cannot do the KYC at the ICICI Direct, Kothrud center as it is not allowed for them to take any document from the customer.
 
Then finally I went to the ICICI Direct Tilak Road,Pune center where I came to know that the KYC can be done from any center and the lady at the reception told me that they are recieving KYC forms from ICICI Direct, Kothrud center regularly.So the person at the ICICI Direct Kothrud center was not correct.He didn&#039;t accept my form.The lady also told me that it will take 15 days to complete my KYC.
 
I submitted my documents to the agent Nitin. He told me the driving licence will not be considered as a valid address proof. He said I can submit a lease and licence agreement with the driving licence as a supplimentry address proof.
 
I called the ICICI Direct customer care center and came to know that they accept driving licence as a valid address proof.That means the agents who are doing KYC are themselves not aware what documents are valid and what are invalid. Today I called Nitin again and came to know that even after submitting documents before one week, the documents are still with him and he is waiting for the lease and licence agreement or HR letter from my side.
 
I am not sure how can a lease and licence agreement can act as a better address proof than a driving licence issued by the government.Secondly I have a question how can KYC takes 15 days to complete. Another question, who will be responsible for my losses if market goes down. I request you to kindly reactivate my account at the earliest , not because my money is stucked with you guys, but I need to close it at the earliest.
 
 If any of your body part is suffering from gangrine then it is better to cut that part.My ICICI Direct is no less that. It is suffering from the gangrine of your pathetic services.Kindly activate my account as I do not want to continue with you as a customer.
 
 I am copying this mail to some of my friends who are holding ICICI Direct account.
 
Friends,
 
Please forward this to all our friends who are fed up with the annoying services of ICICI Direct.</description>
		<content:encoded><![CDATA[<p>Dear Sir/Madam,</p>
<p>I am glad to inform you that I am one among  the most frustrated ICICI Direct customers.</p>
<p>The reason &#8211; </p>
<p>You guys came up with a new weapon of customer irritation, i.e. KYC(Know Your Customer).</p>
<p>The reason we are told for that is the loss of our documents in the Mumbai floods from your side.</p>
<p>I am not sure how will you take care of our money when you cannot take care of our documents.</p>
<p>I went to the ICICI Direct center Kothrud, Pune and asked the guy the reason for the deactivation of my account.He said I might have not used it for a long time so it might have got deactivated.I asked the procedure and they said I need to give a copy of my Pan card and Address proof at the ICICI bank branch demat desk.</p>
<p>I went to the ICICI Bank demat desk and they said they do not accept the document for any kind of activation and they said I need to go back to the ICICI Direct Kothrud center.I went to ICICI Direct center at Kothrud,Pune again and the gentelman  there told me that I need to change my address first.I did that and it took around 5 days for the address change.I am not sure why the lady at the demat desk at ICICI Bank,Bhandarkar road,Pune branch didn&#8217;t tell me that my account is deactivated and any procedure to activate it. </p>
<p>Then I again went to your ICICI Direct Kothrud Pune branch for the KYC. The gentleman met me again and told me that the KYC should be done from the ICICI bank demat desk. He also informed me that KYC is an RBI regualation recently launched and your customer care told me that ICICI Direct is doing KYC as our documents are lost in flood from your side. I was very sure that he is not aware of the procedure and also very much unaware of what KYC is.He told me he will arrange a guy who will do the KYC for me. But the guy didn&#8217;t turned up.</p>
<p>Then next day I again went to the ICICI Direct center, Kothrud to inform them that the KYC agent did not turn up the day before and they told me that I need to go to ICICI direct Tilak Road, Pune center to get the KYC done. He said he cannot do the KYC at the ICICI Direct, Kothrud center as it is not allowed for them to take any document from the customer.</p>
<p>Then finally I went to the ICICI Direct Tilak Road,Pune center where I came to know that the KYC can be done from any center and the lady at the reception told me that they are recieving KYC forms from ICICI Direct, Kothrud center regularly.So the person at the ICICI Direct Kothrud center was not correct.He didn&#8217;t accept my form.The lady also told me that it will take 15 days to complete my KYC.</p>
<p>I submitted my documents to the agent Nitin. He told me the driving licence will not be considered as a valid address proof. He said I can submit a lease and licence agreement with the driving licence as a supplimentry address proof.</p>
<p>I called the ICICI Direct customer care center and came to know that they accept driving licence as a valid address proof.That means the agents who are doing KYC are themselves not aware what documents are valid and what are invalid. Today I called Nitin again and came to know that even after submitting documents before one week, the documents are still with him and he is waiting for the lease and licence agreement or HR letter from my side.</p>
<p>I am not sure how can a lease and licence agreement can act as a better address proof than a driving licence issued by the government.Secondly I have a question how can KYC takes 15 days to complete. Another question, who will be responsible for my losses if market goes down. I request you to kindly reactivate my account at the earliest , not because my money is stucked with you guys, but I need to close it at the earliest.</p>
<p> If any of your body part is suffering from gangrine then it is better to cut that part.My ICICI Direct is no less that. It is suffering from the gangrine of your pathetic services.Kindly activate my account as I do not want to continue with you as a customer.</p>
<p> I am copying this mail to some of my friends who are holding ICICI Direct account.</p>
<p>Friends,</p>
<p>Please forward this to all our friends who are fed up with the annoying services of ICICI Direct.</p>
]]></content:encoded>
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	<item>
		<title>Comment on ICICI Bank sucks! by Anabynous</title>
		<link>http://www.arjarapu.com/blog/2004/05/icici-bank-the-bank-that-sucks/comment-page-1/#comment-7538</link>
		<dc:creator>Anabynous</dc:creator>
		<pubDate>Fri, 09 Jan 2009 15:48:36 +0000</pubDate>
		<guid isPermaLink="false">/?p=5#comment-7538</guid>
		<description>ICICI Service really sucks; they apply lowest conversion rate during the transfer time. Transfer time is very long, they take US holidays Indian Holidays and Anyother Holidays in the world into consideration before they credit the money into Indian account. They make sure your money does not reach on Time. They need to build a system which really works and sucks.
ICICI BANK REALLY SUCKS stay away from that if you have choices guys.</description>
		<content:encoded><![CDATA[<p>ICICI Service really sucks; they apply lowest conversion rate during the transfer time. Transfer time is very long, they take US holidays Indian Holidays and Anyother Holidays in the world into consideration before they credit the money into Indian account. They make sure your money does not reach on Time. They need to build a system which really works and sucks.<br />
ICICI BANK REALLY SUCKS stay away from that if you have choices guys.</p>
]]></content:encoded>
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	<item>
		<title>Comment on ICICI Bank Sucks! Chant goes on all over. by DEEPALI CHAUHAN</title>
		<link>http://www.arjarapu.com/blog/2005/09/icici-bank-sucks-chant-goes-on-all-over/comment-page-1/#comment-6035</link>
		<dc:creator>DEEPALI CHAUHAN</dc:creator>
		<pubDate>Thu, 23 Oct 2008 09:55:28 +0000</pubDate>
		<guid isPermaLink="false">http://arjarapu.com/blog/?p=12#comment-6035</guid>
		<description>i want chat with ur customer executive</description>
		<content:encoded><![CDATA[<p>i want chat with ur customer executive</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on ICICI Bank sucks! by Asha</title>
		<link>http://www.arjarapu.com/blog/2004/05/icici-bank-the-bank-that-sucks/comment-page-1/#comment-6009</link>
		<dc:creator>Asha</dc:creator>
		<pubDate>Sat, 18 Oct 2008 15:11:35 +0000</pubDate>
		<guid isPermaLink="false">/?p=5#comment-6009</guid>
		<description>You may have seen certain advertisements about ICICI bank in the past few days. We would like to share some important points about the same.

	

  The accountants amongst you will appreciate this simple
  axiom .........
  **
  *Popular quote doing email forwards rounds post Lehman, AIG, Merrill
  fiasco...**
 
  There are two sides to a Balance Sheet.*
 
  *Left &amp; the Right (Liabilities and**
  Assets respectively.*
 
  *On the Left side there is nothing right.. and on the Right
  side there is
  nothing left &quot;*

Why spend crores of rupees of our money to release FRONT PAGE quater page advertisements in EXPENSIVE newspapers to discredit &quot;certain rumours&quot;. A simple email to all your 25 million customers would have been sufficient. If tips4ceos.com can do this with this simple email @ Rs. 10000/- the bank could have saved a few crores!
	
By being attention to certain rumours, now you have aroused the curiosity of 75 million readers of the newspapers pushing &quot;Is ICICI Bank bankrupt&quot; amongst the top Google searches. In effect, the bank spent money to spread the rumour further when a simple direct email to its customers would have sufficed........


From time to time, economic and political events make people anxious and fearful about their futures. At tips4ceos.com our business is helping successful bankers and entrepreneurs increase their sense of direction, confidence, and capability in all areas of their personal and business lives. In response to many requests from our clients for insight on how to thrive when events seem to be beyond their control, we offer cutting edge strategies for transforming negativity and unpredictability into opportunities for growth, progress, and achievement. We hope these strategies support your creative thinking, communications, and actions. tips4ceos.com presents 7 tips for beating the economic meltdown and uncertain future where large banks are rattled by &quot;certain rumours&quot;.

1. Forget about your difficulties, focus on your progress.

Because of some changes, things may not be as easy as they once were. New difficulties can either defeat you or reveal new strengths. Your body’s muscles always get stronger from working against resistance. The same is true for the “muscles” in your mind, your spirit, and your character. Treat this whole period of challenge as a time when you can make your greatest progress as a human being. We would like to share with you the 7 TIPS for CEO&#039;s to beat the economic meltdown and closure of banks, insurance companies and &quot;so called&quot; financial giants.


2. Forget about the “future&quot;, focus on today.

The “future” is an abstraction. It doesn’t exist except as an idea. The only future that has any reality is the one that you continually create for yourself through each day’s contributions, achievements, and results. This is an excellent time to ignore all those &quot;experts&quot; who never saw the present circumstances coming. Focus on what you can do over the course of each 24 hours, and you’ll be the only expert on the future you’ll ever need.

for the next 5  tips click on:

http://www.tips4ceos.com

Our clients include:
HDFC Standard Life 
HDFC Bank
Mahindra Holidays
HDFC
Essar
20:20 Media
EFY
Image PR
Centurion Bank of Punjab 
Club Mahindra
Taj Group of Hotels
Lavasa Corporation
CRY
European Union
ICRA
Hanmer PR
Concept PR
Aaj Tak
Apollo Hospitals
India Mart
Group M
Indo-American Society
C-DAC
Acton Biotech
Frost &amp; Sullivan
Usha International
Foster&#039;s Research
Hard Rock Café
India Today 
and many many more....

tips4ceos.com-25 million registered users....

Please forward this to the decision makers...CEO&#039;s

TIPS for CEO&#039;s.com - 
P.S. - Fwd this to your decision makers if interested</description>
		<content:encoded><![CDATA[<p>You may have seen certain advertisements about ICICI bank in the past few days. We would like to share some important points about the same.</p>
<p>  The accountants amongst you will appreciate this simple<br />
  axiom &#8230;&#8230;&#8230;<br />
  **<br />
  *Popular quote doing email forwards rounds post Lehman, AIG, Merrill<br />
  fiasco&#8230;**</p>
<p>  There are two sides to a Balance Sheet.*</p>
<p>  *Left &amp; the Right (Liabilities and**<br />
  Assets respectively.*</p>
<p>  *On the Left side there is nothing right.. and on the Right<br />
  side there is<br />
  nothing left &#8220;*</p>
<p>Why spend crores of rupees of our money to release FRONT PAGE quater page advertisements in EXPENSIVE newspapers to discredit &#8220;certain rumours&#8221;. A simple email to all your 25 million customers would have been sufficient. If tips4ceos.com can do this with this simple email @ Rs. 10000/- the bank could have saved a few crores!</p>
<p>By being attention to certain rumours, now you have aroused the curiosity of 75 million readers of the newspapers pushing &#8220;Is ICICI Bank bankrupt&#8221; amongst the top Google searches. In effect, the bank spent money to spread the rumour further when a simple direct email to its customers would have sufficed&#8230;&#8230;..</p>
<p>From time to time, economic and political events make people anxious and fearful about their futures. At tips4ceos.com our business is helping successful bankers and entrepreneurs increase their sense of direction, confidence, and capability in all areas of their personal and business lives. In response to many requests from our clients for insight on how to thrive when events seem to be beyond their control, we offer cutting edge strategies for transforming negativity and unpredictability into opportunities for growth, progress, and achievement. We hope these strategies support your creative thinking, communications, and actions. tips4ceos.com presents 7 tips for beating the economic meltdown and uncertain future where large banks are rattled by &#8220;certain rumours&#8221;.</p>
<p>1. Forget about your difficulties, focus on your progress.</p>
<p>Because of some changes, things may not be as easy as they once were. New difficulties can either defeat you or reveal new strengths. Your body’s muscles always get stronger from working against resistance. The same is true for the “muscles” in your mind, your spirit, and your character. Treat this whole period of challenge as a time when you can make your greatest progress as a human being. We would like to share with you the 7 TIPS for CEO&#8217;s to beat the economic meltdown and closure of banks, insurance companies and &#8220;so called&#8221; financial giants.</p>
<p>2. Forget about the “future&#8221;, focus on today.</p>
<p>The “future” is an abstraction. It doesn’t exist except as an idea. The only future that has any reality is the one that you continually create for yourself through each day’s contributions, achievements, and results. This is an excellent time to ignore all those &#8220;experts&#8221; who never saw the present circumstances coming. Focus on what you can do over the course of each 24 hours, and you’ll be the only expert on the future you’ll ever need.</p>
<p>for the next 5  tips click on:</p>
<p><a href="http://www.tips4ceos.com" rel="nofollow">http://www.tips4ceos.com</a></p>
<p>Our clients include:<br />
HDFC Standard Life<br />
HDFC Bank<br />
Mahindra Holidays<br />
HDFC<br />
Essar<br />
20:20 Media<br />
EFY<br />
Image PR<br />
Centurion Bank of Punjab<br />
Club Mahindra<br />
Taj Group of Hotels<br />
Lavasa Corporation<br />
CRY<br />
European Union<br />
ICRA<br />
Hanmer PR<br />
Concept PR<br />
Aaj Tak<br />
Apollo Hospitals<br />
India Mart<br />
Group M<br />
Indo-American Society<br />
C-DAC<br />
Acton Biotech<br />
Frost &amp; Sullivan<br />
Usha International<br />
Foster&#8217;s Research<br />
Hard Rock Café<br />
India Today<br />
and many many more&#8230;.</p>
<p>tips4ceos.com-25 million registered users&#8230;.</p>
<p>Please forward this to the decision makers&#8230;CEO&#8217;s</p>
<p>TIPS for CEO&#8217;s.com &#8211;<br />
P.S. &#8211; Fwd this to your decision makers if interested</p>
]]></content:encoded>
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